Business Loans: Vehicle & Equipment Finance for Australian Businesses
Whether you need working capital, equipment, or growth funding — our business finance brokers find the right solution from 30+ lenders. Fast approvals, tax-effective structures, and real expertise.
Tell us about your business
What type of finance are you looking for?
The right finance for every stage of growth.
From start-up to scale-up — we have the business finance solution to match your needs and goals.
Unsecured Business Loans
Access capital without putting up assets as security. Ideal for businesses with strong cash flow that need fast funding without collateral.
Lines of Credit
A flexible revolving credit facility that lets you draw funds when you need them and repay when cash flow allows. Only pay interest on what you use.
Invoice Finance
Turn your outstanding invoices into immediate cash. Stop waiting 30-90 days for clients to pay and use that capital now to grow your business.
Secured Business Loans
Use business or personal property as security to access larger loan amounts at lower rates. Ideal for established businesses with significant borrowing needs.
Equipment & Asset Finance
Fund the equipment and vehicles your business needs to operate and grow. Chattel mortgages and finance leases structured for maximum tax efficiency.
Business & ABN Car Loans
Finance your work vehicle or fleet with tax-effective structures. Chattel mortgage and finance lease options available — maximise your GST claim and deductions.
Estimate your business loan repayments.
Use our calculator to get an idea of repayments — no credit check, no obligation.
Business Loan Repayment Calculator
Estimate your repayments instantly — no credit check required
Estimates only. Actual rates depend on your business profile.
Business finance criteria — who can apply?
We work with businesses at every stage. Here's what most of our lenders look for — and why we often approve when banks say no.
General Eligibility
Tax Benefits of Business Finance
Properly structured business finance offers significant tax advantages that can meaningfully reduce your tax liability. Key benefits include:
💡 Broker tip: Always discuss the right finance structure with your accountant alongside your broker. The choice between chattel mortgage, finance lease, and operating lease can significantly impact your tax position each year.
Business finance in four simple steps.
Enquire in 2 Minutes
Tell us about your business, what finance you need, and your funding purpose. No obligation at this stage.
Broker Reviews & Compares
Your dedicated commercial broker searches 30+ lenders to find the right product, structure, and rate for your situation.
Documents & Submission
We guide you through the document process and submit your application. Low-doc pathways available for eligible businesses.
Approved & Funded
Unsecured business loans can be funded in as little as 24-48 hours. Equipment and secured loans typically 2-5 business days.
We work for your business — not the banks.
30+ Lenders Competing
Our commercial lender panel spans banks, non-bank lenders, fintechs, and specialist providers. More competition means better rates.
Tax-Effective Structures
We structure your finance for maximum tax efficiency — GST claims, deductions, and depreciation aligned with your business goals.
Fast Approvals
Unsecured business loans funded in 24-48 hours. We move as fast as your business needs us to.
Low-Doc Options
12+ months ABN? Many business loans require only bank statements. We streamline the process for busy operators.
Commercial Finance Experts
Our brokers specialise in business lending — they understand your P&L, your industry, and how to structure a winning application.
Bad Credit Business Finance
Declined by your bank? We have specialist business lenders who assess turnover and cash flow, not just credit scores.
Helping Australian businesses grow.
"Sorted our ABN vehicle finance and structured it for maximum tax benefit. Saved thousands. Highly recommend if you're self-employed."
"Needed working capital fast to take on a major contract. Drive Select had us funded within 3 days. Incredibly responsive and professional."
"Used Drive Select to fund our second location. The broker understood our P&L and found the right lender immediately. Outstanding service."
Business loan questions, answered.
Ready to fund your next business move?
Free quote, no credit impact, expert brokers. Let's find the right business finance solution for you.
A business auto loan or business car loan can be structured a number of ways depending on your goals — a shorter loan term with higher repayments to minimise total interest, or a longer term with a lump sum balloon payment at the end to reduce your regular outgoings. If your business is GST-registered, financing a vehicle for business purposes can also open up depreciation and tax return benefits worth discussing with your accountant. We compare automotive business loan options from 30+ lenders, including low-doc paths for newer businesses that don't yet have a full set of financials on hand.