Equipment Finance for Australian Businesses
Trucks, excavators, vans, forklifts, and business equipment — our commercial finance specialists structure deals that maximise your tax efficiency and cash flow.
Why businesses choose us
Finance for every type of business asset.
From a tradie's ute to a construction fleet — we have lenders for every commercial asset need.
Truck & Heavy Vehicle Finance
Rigid trucks, semi-trailers, prime movers, tipper trucks — we have lenders who specialise in heavy vehicle finance for owner-operators and fleets.
Construction & Earthmoving
Excavators, loaders, bulldozers, graders, and cranes — our commercial lenders understand construction and earthmoving equipment inside out.
Vans, Utes & Work Vehicles
Tradies, service businesses, and delivery operators — we finance the vehicles that keep your business moving at competitive ABN holder rates.
Agricultural Equipment
Tractors, headers, sprayers, and farm vehicles — we have agri-finance specialists who understand the unique cash flow patterns of farming operations.
Business & ABN Car Loans
Finance your work vehicle or fleet with tax-effective structures. Chattel mortgage and finance lease options available — maximise your GST claim and deductions.
Commercial Office Equipment
IT equipment, medical devices, printing & manufacturing assets — we finance all types of commercial office equipment through our broad lender panel.
Estimate your equipment loan repayments.
Use our calculator to get an idea of repayments — no credit check, no obligation.
Equipment Finance Calculator
Estimate repayments instantly — no credit check required
Estimates only. Actual rates depend on your business profile.
The right structure makes all the difference.
Your broker will match you with the right finance structure to maximise your tax position and cash flow.
Chattel Mortgage
You own the asset from day one. Claim the GST upfront, deduct interest and depreciation, and have full control over the asset throughout the loan term.
Finance Lease
The lender owns the asset and you lease it for an agreed term. Lease payments are fully tax deductible and you can acquire the asset at the end of the term.
Operating Lease
Similar to a rental — you use the asset and hand it back at the end of the lease. Great for equipment you want to upgrade regularly without residual risk.
Who can apply for equipment finance?
Equipment finance is available to a broad range of Australian business structures. Here's what's typically required:
What documents do you typically need?
Documentation requirements vary by loan amount. Your broker will confirm exactly what's needed.
From enquiry to equipment — in four steps.
Enquire in 2 Minutes
Tell us about the equipment you need, your ABN details, and your preferred finance structure. No obligation at this stage.
Broker Reviews & Compares
Your dedicated commercial broker searches 30+ lenders for the best rate and most suitable structure for your situation.
Submit & Get Approved
We compile your application and submit to the selected lender. Most commercial applications are approved within 24-48 hours.
Asset Delivered & Settled
Once approved, the lender pays the vendor directly and you take delivery of your equipment. All paperwork handled for you.
We work for your business — not the banks.
30+ Lenders Competing
Our commercial lender panel covers every asset type and business structure — giving you real choice and competitive rates.
Tax-Effective Structuring
We structure your finance to maximise GST claims, interest deductions, and depreciation benefits for your specific entity type.
Fast Commercial Approvals
Most equipment finance applications are approved within 24-48 hours. Low-doc approvals are often same day.
Low-Doc Options Available
Trading for 12+ months? Many approvals need only bank statements and a signed application — no full financials required.
Expert Commercial Brokers
Our brokers specialise in commercial lending. We understand your industry, your cash flow, and how to present your application.
All Business Structures
Sole traders, companies, trusts, and partnerships — all welcome. We have lenders for every structure and every stage of business.
What operators say about us.
"Financed three trucks through Drive Select. The broker understood our business structure immediately and got us a chattel mortgage that saves us big on tax."
"Needed a new excavator urgently for a major contract. Drive Select had it financed and delivered in under a week. Absolutely phenomenal service."
"My second finance through these guys. As a self-employed tradie they made the ABN process completely painless. Great rate too."
Equipment finance questions, answered.
Ready to finance your next equipment purchase?
Free quote, no credit impact, tax-effective structures. Our commercial brokers are ready to help.