Our Lender Panel

We compare 30+ banks, non-bank and specialist lenders across Australia so you don't have to shop around. Explore each lender's rates, strengths and criteria below.

Automotive & Asset

Affordable Car Loans logo

Affordable Car Loans

7.99% p.a. - 16.99% p.a.

High flexibility for non-conforming borrowers; rapid manual loan underwriting assessment.

Angle Auto Finance logo

Angle Auto Finance

From 6.79% p.a. (0.70% p.a. EV discount available)

Huge retail dealer network footprint; rapid point-of-sale processing; strong green EV finance initiatives.

AMMF (Australian Motor Marine Finance) logo

AMMF (Australian Motor Marine Finance)

7.49% p.a. - 12.99% p.a.

Specialists in leisure assets (marine, caravans, motorbikes); flexible balloon payment structures available.

Azora logo

Azora

From 9.95% p.a.

Exceptional 'second-chance' lending path; accommodates recent credit defaults, ex-bankrupts, or uneven cash flows.

Branded Financial Services logo

Branded Financial Services

From 7.99% p.a.

Tailored structured repayments for SMEs; excellent asset-age tolerances (vehicles up to 15 years old).

Finance One logo

Finance One

14.95% p.a. - 26.00% p.a.

Market leader in credit-stressed lending; considers Centrelink payments; no minimum credit score requirements.

Firstmac logo

Firstmac

From 6.49% p.a.

Bank-beating prime interest rates; fully digital instant documentation validation system.

Liberty Financial logo

Liberty Financial

6.99% p.a. - 17.99% p.a.

Comprehensive lending lines spanning AAA prime down to highly subprime files; fast commercial low-doc approvals.

Morris Finance logo

Morris Finance

From 6.99% p.a.

Specialized structured business funding; handles heavy machinery, fleet commercial vehicles, and yellow goods easily.

Pepper Money logo

Pepper Money

6.75% p.a. - 15.99% p.a.

Clear tiered system (Prime, Near-Prime, Subprime); transparent upfront decision matrices.

Plenti logo

Plenti

7.49% p.a. - 12.99% p.a.

Exceptional completely automated tech portal; fast 24-hour settlements; no early exit penalties.

Metro Finance logo

Metro Finance

From 6.25% p.a.

'Easy-Doc' and 'Auto-Approve' products for commercial buyers; no asset backing required for standard configurations.

Personal & Consumer

Alex Bank logo

Alex Bank

8.49% p.a. - 18.49% p.a. (EV from 6.49% p.a.)

Strictly $0 ongoing fees and $0 early exit penalties; simple 100% digital submission pipeline.

Wisr logo

Wisr

From 7.74% p.a.

Built-in credit score profiling perks; zero early repayment penalties; ethical optimization features.

Latitude Financial logo

Latitude Financial

7.99% p.a. - 19.99% p.a.

Massive retail merchant footprint; large loan limits up to $50,000 unsecured.

SocietyOne logo

SocietyOne

6.99% p.a. - 18.99% p.a.

Pioneers of peer-to-peer style tiered pricing; highly competitive pricing metrics for top-tier credit profiles.

NOW Finance logo

NOW Finance

6.95% p.a. - 17.95% p.a.

Dedicated personal loan specialists; strictly zero fee model (no establishment or monthly maintenance charges).

Moneyplace logo

Moneyplace

From 6.84% p.a.

Super-fast algorithms offering approvals within minutes; zero hidden ongoing fees.

MoneyMe logo

MoneyMe

From 7.20% p.a.

Lightning-fast digital settlement mechanics; flexible lines of credit alongside structured personal products.

Money3 logo

Money3

Up to 29.95% p.a.

Highly accommodating of extreme non-conforming conditions; considers full Centrelink/pension files.

Commercial & SME

Dynamoney logo

Dynamoney

From 8.95% p.a.

Innovative premium credit lines; fast unsecured business cash injection loops.

Selfco logo

Selfco

From 7.99% p.a.

Exceptional flexibility regarding older machinery or specialized capital equipment; handles non-standard assets.

Shift logo

Shift

From 8.49% p.a.

Integrated streaming working capital products; trade account frameworks allowing flexible merchant lines.

Prospa logo

Prospa

From 11.9% p.a.

Market-dominant SME funding speeds; completely unsecured lines of credit up to $150,000 without property backing.

Finstro logo

Finstro

9.95% - 18.00% p.a. equiv.

Flexible payment systems for B2B trade supplier invoices; virtual purchasing optimization options.

OnDeck Australia logo

OnDeck Australia

From 10.9% p.a.

Rapid funding decisions made in 2 hours; evaluation models driven by actual business health performance data.

Moula logo

Moula

From 9.95% p.a.

Zero hidden application fees or early payment penalties; accounting-led data processing integration (Xero/MYOB).

Lumi logo

Lumi

From 9.50% p.a.

Highly flexible short term loans; intuitive online document dashboards; fast broker-partner logic tracks.

Because we work with such a broad panel of lenders, we can match your application to the lender most likely to approve you — and at the most competitive rate, rather than relying on a single institution's policy.

Let us find your best rate.

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