Drive Select Finance compares 30+ lenders to secure vehicle and asset finance rates from 5.68% p.a., with fast 24-48 hour approvals and zero credit score impact on initial quotes for customers across Australia. Looking to finance a new or used motorbike? Compare low rate motorcycle finance from 30+ lenders and see how much you could borrow.
Whether you're after a commuter bike, a weekend cruiser, or your first serious motorcycle, financing a bike works differently in a few important ways from financing a car. Here's how to compare low rate motorbike finance and apply online.
How Is Motorbike Finance Different from Car Finance?
Many of the same lenders who finance cars also finance motorbikes, and the core loan structure — a fixed-rate secured loan using the bike as collateral — is similar. The main differences tend to be in vehicle age and value limits (some lenders are more conservative on older or high-performance bikes), and in some cases slightly different rate tiers depending on engine capacity or bike type.
New vs Used Motorcycle Finance
New and near-new bikes typically attract the most competitive rates, since they're easier for a lender to value as security. Used bikes can still be financed, particularly from reputable dealers, though very old or heavily modified bikes may have more limited lender options — this is exactly the kind of detail worth checking before you commit to a specific bike.
💡 Learner and P-Plate Riders
If you're financing your first bike as a learner or on P-plates, let us know upfront — some lenders factor licence status into their assessment, and we can point you toward panel lenders who are comfortable with newer riders.
Comparing Rates for Your Motorbike Loan
Rates can vary meaningfully between lenders depending on the bike, your credit profile, and whether you're buying from a dealer or privately. Comparing your options across our panel of 30+ lenders — rather than accepting the first finance offer at the dealership — is the simplest way to make sure you're not overpaying.
How Do I Apply?
Apply online for a free comparison in minutes. Tell us about the bike you're after — new or used, make and model, and whether it's a dealer or private sale — and we'll compare rates across our lender panel so you can see your real options with no impact on your credit score to find out.
Get a free, no-obligation quote today
30+ lenders compared. No credit impact. Expert brokers ready to help.
