$%#
Tradie & Commercial Vehicle Finance

Ute, Van & Truck Finance for Tradies and Sole Traders

Compare work ute, van and truck finance from 30+ lenders — built for tradies, sole traders and ABN holders, with low doc options available.

✓30+ Lenders
✓Fast Pre-Approvals
✓Expert Brokers

Car Loan Calculator

Estimate your repayments instantly — no credit check required

Loan Amount$30,000
Interest Rate5.7% p.a.
Loan Term5 yrs
Estimated Monthly Repayment
$576/mo
Total Repaid
$34,532
Total Interest
$4,532

Estimates only. Actual rates depend on your credit profile.

Let's Get Started →
30+
Lender Partners
5.68%
Rates From p.a.
24hr
Typical Approval
100%
Free Service
★★★★★

Rated 5 stars by hundreds of happy customers across Australia for fast, low-rate car finance.

💰

Low Rates

Rates from 5.68% p.a. thanks to our panel of 30+ competing lenders.

⚡

Fast Approvals

Pre-approvals in minutes, formal approvals typically within 24 hours.

🤝

No Obligation

Free, no-obligation quotes with zero impact on your credit score.

Finance Built Around How Tradies Actually Work

Your ute or van isn't just a vehicle — it's how you get paid. Whether you're a sole trader running a single ute or a growing trade business adding a second van to the fleet, the right finance structure matters just as much as the rate. Drive Select Finance compares work ute, van and truck finance from 30+ lenders, including specialists who understand ABN income, GST claims and the realities of running a trade business.

Many tradies don't have two years of full financials sitting ready to go — and shouldn't need them to get into a reliable work vehicle. We work with lenders offering low doc pathways for eligible ABN holders, alongside standard finance for tradies with full documentation ready. Whatever your situation, we compare the market rather than pointing you at a single lender's product.

Key Points

Finance for Every Type of Work Vehicle

Different vehicles, different lending policies — here's how we structure finance across the range of commercial vehicles tradies actually drive.

✓

Work Ute Finance

From single-cab tray backs to dual-cab 4x4s, we compare ute finance across our lender panel — including options structured as a chattel mortgage for GST and depreciation benefits on eligible business vehicles.

✓

Commercial Van Finance

Whether you're financing a first van or expanding a delivery or trade fleet, we compare van finance suited to your business use and cash flow.

✓

Truck Finance

Larger commercial trucks often sit under different lending criteria to utes and vans — we work with lenders who specialise in heavier commercial vehicle finance.

✓

Low Doc & ABN Options

Eligible sole traders and ABN holders without full financials ready may still qualify through a low doc pathway — see our full guide to low doc car loans.

Who This Suits

Built for Sole Traders, Tradies and Small Business Owners

Whatever stage your trade business is at, there's likely a finance structure that fits.

1

Sole Traders and Owner-Operators

If you're running your own ABN and need a reliable work vehicle, we compare lenders who assess your circumstances properly — including those offering low doc pathways if your financials aren't fully up to date.

2

Growing Trade Businesses

Adding a second or third vehicle to the fleet? We help structure finance that accounts for existing commitments and cash flow, not just a single vehicle in isolation.

3

Chattel Mortgage and Tax Considerations

Many tradies structure work vehicle finance as a chattel mortgage to access GST and depreciation benefits on eligible business-use vehicles. Speak with your accountant about what's appropriate for your situation, and we'll structure the finance side accordingly.

Instant Estimator

See your estimated repayments now.

Use our Instant Smart Pre-Approval Estimator to see your weekly and monthly repayments in seconds.

Get a Tradie Vehicle Finance Quote

Whether it's a work ute, van or truck, get a free, no-obligation quote and let us compare lenders across our panel to find finance suited to your trade business.

Apply Online Now →
$%
Why Drive Select Finance

We work for you — not the banks.

🏦

30+ Lenders Competing For You

Our lender panel competes for your business — driving rates down and your options up.

🔒

Zero Credit Score Impact

Our initial quote process uses a soft enquiry only, with no impact on your credit score.

⚡

24-Hour Approvals

Pre-approvals in minutes, formal approvals typically within 24 hours.

🎯

Expert Dedicated Broker

A real human broker manages your application from start to settlement.

💰

Rates from 5.68% p.a.

Comparing 30+ lenders simultaneously consistently secures rates that beat going direct.

🛡️

Bad Credit Specialists

Defaults, missed payments, or a past bankruptcy? We find options others can't.

FAQs

Tradie Ute & Van Finance: Common Questions

Still have questions? Call us — we're always happy to chat.

View All FAQs →
$%
⚡ GET PRE-APPROVED TODAY

Ready to find your best car loan rate?

No credit impact. No broker fees. No obligation. Just a free, personalised car loan quote from Australia's specialists.

Get My Free Quote →
Related Resources

Explore more car finance guides.