Drive Select Finance compares 30+ lenders to secure vehicle and asset finance rates from 5.68% p.a., with fast 24-48 hour approvals and zero credit score impact on initial quotes for customers across Australia. Whether it's a new ute for the tools or a van for the business, here's how to compare low rate ute and van finance and apply online in minutes.
For Australian tradies, a ute or van isn't a lifestyle choice — it's the vehicle your business runs on. Whether you need a new tray-back ute, a fit-out van for tools and equipment, or a reliable second vehicle for a growing team, here's how to compare low rate ute and van finance and apply online.
Personal or Business Finance for Your Ute?
How you finance a ute or van often depends on how it's used and who owns it. If you're a sole trader or ABN holder using the vehicle primarily for work, business finance structures like a chattel mortgage can offer tax advantages — the vehicle can potentially be depreciated and GST claimed. If it's more of a personal vehicle with some work use, a standard personal car loan may be simpler and still competitive.
Low-Doc Options for Self-Employed Tradies
Many tradies don't have the up-to-date, full financial documentation that traditional bank lending expects — especially if your business is newer or your income varies month to month. Low-doc car and asset finance lets lenders assess recent bank statements and your ABN history instead of years of tax returns, which can mean a faster approval and getting your new ute or van sooner.
💡 Financing a Fit-Out Too?
If you're adding racking, tool storage, or other fit-out to a new van, ask whether it can be bundled into the same finance amount — this is often possible and avoids financing the fit-out separately at a higher rate.
What Utes and Vans Can Be Financed?
Our lender panel covers new and used utes, single and dual cab configurations, tray-backs, service bodies, and vans of all sizes — from a compact tradie van up to larger fleet vehicles. Whether you're buying from a dealer or a private sale, we can help structure finance around the specific vehicle.
How to Apply
Apply online for a free comparison in minutes. Tell us about the ute or van you're after, whether it's for personal or business use, and your ABN/employment situation — we'll compare rates across 30+ lenders and let you know your options with no impact on your credit score to find out. Based in one of Sydney's growth corridors? See our dedicated pages for Austral, Leppington and Marsden Park.
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